“We actively use the MicroF1 ID service to automate document signing processes. …We would also like to highlight that the MicroF1 ID API is clear, well-structured, and easy to use, while the documentation is comprehensive and accessible. The solution’s architecture is developer-friendly, significantly simplifying integration, testing, and further functional development. …We recommend MicroF1 as a reliable technology partner for financial companies implementing modern digital solutions.”
Software for online lending, financial services, business management: credit applications, anti-fraud, scoring, loans, billing, payments, collection, CRM, BI, API, bots, AI
MicroF1
For 9 years, we have been delivering high-load and SaaS products in the fintech industry. The company is a member of the Ukrainian Association of Fintech and Innovative Companies and the IT Ukraine Association.
The MicroF1 lending services conveyor enables new financial companies to launch in as little as 5 days — a key accelerator for building scalable lending businesses in a digital-first environment.
as a company in the fintech industry
our fastest lending platform launch to date
users of MicroF1 products
loan applications processed on our platforms
completed fintech projects
hours of IT solution development at MicroF1
Products
MicroF1™ develops flexible software for MFIs, banks, credit unions, collection agencies, leasing companies, and e-commerce businesses. We automate financial processes using LOS, LMS, and CRM systems with configurable workflows and risk policies. Our platform covers the full lifecycle: onboarding, e-KYC, application processing, scoring and decision-making, loan management, payments, and NPL control.
Services

Customization & Development
The flexible and feature-rich architecture of the online lending software

Business Process Automation
An efficient, innovative, all-in-one loan management system

Predictive Modelling
Building credit scoring models: preventing bad loans using artificial intelligence
We supply IT solutions to credit organizations
We provide IT consulting to financial institutions
We implement and support our software systems as white-label solutions
We deliver the best system for microfinance institutions (MFIs)
Low-code and no-code builders simplify lending platform management
We launch turnkey online businesses powered by CRM, BI, decision engines, payments, chatbots, and AI
References
- 20.03.2026Yuliia HRYBOVSKACEO ClickCredit
- 19.03.2026Rostyslav KOGONCEO FC FINEXPERT LLC
“FC Finexpert LLC confirms productive cooperation with MicroF1, which has been ongoing since 2024. Within the partnership, servers and the software complex were deployed, and a scope of work was delivered covering the implementation and customization of MicroF1 2.8 for Lending to support lending automation. …The system includes a universal client profile for legal entities, functionality for credit lines and tranches, credit line prolongation, as well as supporting reference data structures for efficient corporate lending and the generation of regulatory and management reporting.”
- 18.03.2026Sergii GILLCEO Mobility Partners Inc.
"The MicroF1 team showed strong technical competence, responsiveness, and a solution-oriented approach throughout the project lifecycle. ...The integration allows banks and financial institutions to seamlessly embed financial services directly into ticketing processes, strengthening their value proposition and enabling new revenue streams. We consider MicroF1 a reliable, forward-thinking partner and recommend their platform for embedded finance and lending infrastructure use cases."
- 03.10.2025Oksana OLEXINACEO FC "TECHNOFINACE" LLC
"For over two and a half years, we have been using the technological solutions provided by Sole Proprietor D.V. Shurkayev ...We would particularly like to highlight the MicroF1 2.8 for PDL software package and the MicroF1 ID service, which have enabled us to automate key stages of the credit process: document signing, scoring, payment control, etc... We appreciate the professionalism and responsible approach of Sole Proprietor D.V. Shurkayev, and we sincerely recommend him as a reliable technology partner for financial companies and banks."
- 09.06.2025Vladyslav BILANCEO 1BANK LLC
"We recognize their high level of competence and quality of work in the implementation and technical support of the SaaS solution. Together with them, we have successfully launched a new digital long-term lending service online. This was made possible thanks to the powerful integrated automation system MicroF1 2.8 for Lending/PDL, the MicroF1 ID document signing service, and a team of partners... We have a positive experience of cooperation with MicroF1 and confidently recommend the company. We wish the team further achievements and realization of bold ideas!"
- 29.12.2023Andriy KHEGAICIO FC "E GROSHI COM" LLC
"Having worked continuously for more than 6 years with the software of our technology partners MicroF1, we recognize their high level of competence and quality of work in high-load development and technical support of SaaS solutions. Together with them, we have grown from a startup to a leader in the lending business! This was made possible not least thanks to the powerful end-to-end LMS/LOS MicroF1 2.8 for PDL, the MicroF1 ID authentication service, and the partner team... The MicroF1 software meets the requirements of the regulator and is quite fast to update. "
- 01.11.2023Oksana OLEXINACEO Financial company "TECHNOFINANCE" LLC
"Having worked with the software of our technology partners MicroF1 for more than 4 months, we are ready to recognize their high level of competence and quality of implementation and technical support. Together with them, we managed to launch our loan product online in just 3 weeks! This was possible not least due to the powerful full-featured MicroF1 2.8 for PDL banking system and MicroF1 ID authentication service... We are pleased to recommend the MicroF1 team and wish them further success!"
- 01.05.2023Iaroslav DUBOVCEO NINJA LENDER
"Specifically, MicroF1 assisted us in the following areas:
- Consulting on the construction of information systems.
- Guidance on the security aspects of our business automation systems.
- Integration of the Ninja Lender platform with MicroF1’s 2.8 and 3.0 products.
- Implementation of new features necessary for the Ninja Lender system.
Their proactive approach and dedication to understanding our specific needs truly stood out... Having partners like MicroF1 who can provide consistent and adaptable support is invaluable."
- 23.03.2023Eugene KUZNETSOVDirector Financial company NEOCREDIT
"We recommend our colleagues from MicroF1 based on our direct experience. Over the two years of working with MicroF1, we have become convinced that they are qualified to provide IT consulting services, and the professionalism of specialists in technology banking and financial services is proved daily by their service and development. Here are some of the most memorable things I've learned during my partnership with them:
- A serious approach to IT security and data storage reliability, protection of personal data of credit service users.
- Regular updates of MicroF1 software..."
- 23.09.2022Ivan CHORNYCredit Risk Expert EUROGROSHI, NEOCREDIT and others
"I would also like to note the prompt assistance of my colleagues in creating and customizing certain rules in the DSS and reports in the Business Intelligence module.
... Taking into account the fact that in my work I used many similar software tools, including software from the USA and Europe, I can make a reasonable conclusion about the high technological level and quality of MicroF1 solutions. I recommend MicroF1 to colleagues from risk management and credit business in general, and I wish the company new effective products and interesting ambitious projects!"
- 31.05.2022Mykhaylo YAKOVENKOCEO Financial company "TOP1" LLC
"We appreciate our technology partners MicroF1 ― a team of developers and consultants in the field of fintech. They managed to launch our financial service in record time ― in 6 business days! This was made possible, in part, by the fact that most of our employees were already well acquainted with MicroF1 software products at the time of the start of the project.
... MicroF1 software solution fully meets our needs and the NBU's regulations."
- 25.12.2021Dmitry YANOVSKYProject Manager FINEXTRA SERVICE
"We recommend the fintech company MicroF1 as developers capable of quickly implementing the required functionality with high-quality performance. We are completely satisfied with the cooperation with them both at the level of communication and understanding of the subject area and at the level of obtaining the expected specific result according to our agreements.
Collaboration with our partners from MicroF1 allowed us to automate our activities on the basis of the new solution "MicroF1 for lending marketing". "
- 20.09.2021Anastasiia SIRYACHENKOCEO Financial company "TRADITION" LLC
"The constantly updated automation system of the financial company MicroF1 2.8 for PDL Extended ver. and other IT services help to comprehensively manage our activities, keep credit records and get the necessary analytics. The professionalism of our colleagues, an excellent understanding of the credit business processes, and a high reaction rate help us improve the efficiency of business functions, to develop dynamically in the Ukrainian market.
... We confidently recommend our partners from MicroF1 and wish them new achievements and ambitious projects. "
- 16.03.2021Eugene KUZNETSOVCEO Financial company "COMBI" LLC
"We recommend MicroF1 partners as experts in the field of Fintech. Their developers and consultants are high-level professionals in the field of launching and maintaining online financial services. Cooperation with colleagues MicroF1 allowed us to automate our activities, digitize business processes based on cutting-edge web technologies. IT specialists quickly implemented and implemented all the new features we ordered."
- 31.12.2020Irina KORETSKAYACEO Financial company "E GROSHI COM" LLC
"The actively developing system of complex automation of the financial company MicroF1 2.7 for PDL Extended ver. have been maximizing the productivity of our business during several years. Highly qualified specialists, an excellent understanding of credit business processes, and speed of response to inquiries help us to be among the market leaders. MicroF1 software complex has covered all new market and regulator requirements, as well as embodied our exclusive wishes."
- 29.04.2020Anzhela MALOVICHKODirector Financial company 'FinHelp' LLC
“We recommend MicroF1 specialists as experienced IT professionals who are able to solve any technical challenges in the fintech sphere... We are quite pleased with the cooperation with them. Interaction with colleagues from MicroF1 allowed us to automate our activities based on the new solution ‘MicroF1 3.0 CRM for collection’. The software meets our main requirements and takes into account the specifics of working with clients and partners.”
- 16.09.2019Anzhela MalovichkoDirector Financial company 'Premium Assets' LLC
“We recommend colleagues from MicroF1 as strong professionals. Their developers and other IT experts have confirmed in practice a high level of expertise in the development and implementation of software solutions for financial companies. Long-term cooperation with partners from MicroF1 allowed us to automate our activities, to digitize part of important business processes based on cutting-edge web technologies. Software development took into account not only the features of our industry but also the specific characteristics of our organization.”
- 18.06.2019Irina KoretskayaDirector Financial company "E Groshi" LLC
“MicroF1 software has successfully closed all questions on setting up credit packages, decision support, scoring, integrations with banks and payment providers, credit bureaus, CRM and collection work, reports, and business intelligence. Blacklists, verification algorithms, document and message templates, access control, and other important aspects are developed at a high level. The software package is regularly updated and it becomes easier and better with every new release.”
- 15.03.2019Ignaty ZhubrunCEO Shvydka Pozyka“We recommend online microcredit solution MicroF1 and their team of specialists: developers and implementers. Service and software development recently covered the following areas:
- integration update on changes of the Platon payment system protocols;
- changes in the personal account of the borrower, increasing usability, new parameters of the loan application;
- software updates, integration updates with the credit bureau UBKI;
- user consultations, server maintenance, security issues, etc. ”
- 15.05.2018Irina KoretskayaCEO Financial company "E Groshi" LLC
“The developed and constantly improved electronic document management and accounting system fully meets our needs and has allowed us to achieve high efficiency of interaction with our customers. Separately I would like to note the efficiency of developers and the high speed of response to our requests and wishes. Qualified employees of MicroF1 showed their competence not only in the field of software development but also helped in the analytical and management issues of microcredit business.”
- 15.05.2018Ignaty ZhubrunCEO Fincom Credit LLC
“During our joint work, MicroF1 specialists performed all the work strictly in accordance with the schedule, conditions, and requirements under the contract. After completion of the implementation job, the company's employees responded promptly to our requests, developed our system on order, shared their experience and best practices during the whole period of the system maintenance.”
Partners
- The largest bank in Ukraine
- Payment service provider
- Communication platform with Generative AI
- Cloud solutions for any ideas
- The largest national association of IT companies
- Ukrainian Association of Fintech and Innovative Companies
Get in touch with us
Our goal is your success! Please send us a request, and we will help 😊


